Women standing next to insurance brokerage shop

The price isn’t the only factor you need to take into account when comparing auto insurance quotes. Here is how to do it the right way.

Examine your current insurance. See exactly what is being covered and how much you pay for it. Put down details like deductibles and maximum insurable mileage – they are often overlooked but can amount to hundreds of dollars worth of premiums.

Find an auto insurance comparison site that allows you to look up multiple quotes and analyze them side by side. It's easy to get a free auto insurance quote with the option of comparing rates across a large database of insurers, make sure you filter out those with poor ratings – even if they offer knockout rates you still won’t want to work with a company that is financially unstable or employs questionable practices.

Choose the best deal once you have narrowed your search. If you can’t make up your mind between a handful of prominent companies with similar prices, feel free to ask around for further reviews and opinions. Read forums, ask questions – all in all, do your homework!